fairfirsttest.spicykitchenfarms.com – Your Trusted Financial Partner

Professional Service for

Mortgage

Buying a home in the UK doesn’t have to feel complicated. We’re here to guide you every step of the way, with clear advice, trusted expertise, and mortgage solutions tailored to you. Let’s start to get you home.

Your Mortgage Options & Services

First Time Buyers

Discover how the right mortgage can turn your dream home into reality with expert guidance today.

Mortgage

Discover how the right mortgage can turn your dream home into reality with expert guidance today.

Moving Home

Move home with confidence—clear guidance, trusted advice, and mortgage solutions designed for your next UK move.

Moving Home

Move home with confidence—clear guidance, trusted advice, and mortgage solutions designed for your next UK move.

Re-Mortgages

Unlock new possibilities by remortgaging - save money, reduce stress, and make your home work smarter.

Re-Mortgages

Unlock new possibilities by remortgaging - save money, reduce stress, and make your home work smarter.

Buy To Let

Buy To Let Turn property into profit- discover how buy to let can build your future and boost income.

Buy To Let

Buy To Let Turn property into profit- discover how buy to let can build your future and boost income.

Proction & Insurance

Protect what matters most - secure your future and loved ones with the right insurance coverage today.

Proction & Insurance

Protect what matters most - secure your future and loved ones with the right insurance coverage today.

Commercial Mortgages

Empower your business dreams by unlocking a funding solution that turns commercial opportunities into lasting success today.

Commercial Mortgages

Empower your business dreams by unlocking a funding solution that turns commercial opportunities into lasting success today.

Financial Advisers in the UK

Financial freedom means peace of mind. We put you first, understanding your situation, listening carefully, and creating a clear financial plan to secure your future, family, and growing businesses confidently.

Our journey starts with listening and ends with protection and progress, offering simple, jargon-free advice that turns goals into achievable plans, helping you build a brighter, more secure future together.

About you
We meet together to discuss your personal circumstances and your current financial situation.
Your Goals & Ambitions
Next we discuss your objectives and your aspirations, as well as any concerns that may arise.
Analysis
We'll discuss with you our analysis of your current financial position, and outline our initial thoughts for the plan.
How to get there
So now we know where you are and where you want to be. In this phase we present your Personal Financial Plan.
Implementation
It's time to implement the plan. Every course of action we have recommended and agreed with you is now put into motion.

Happy Clients

0 +

Home Locations

0 +

Dedicated Advosors

0 +

Services

0 +

HOW WE WORK

Here's how we formulate the plan towards your goals

Many people have goals and dreams, but a goal without a plan is just a wish... an achievable goal is a dream with a deadline.

What We Do

We are FairFirst Mortgages, “Your trusted financial partner,” a truly trusted mortgage and protection advisory business with a deep commitment to providing suitable mortgage and protection solutions to help you achieve your homeownership dream.

Our story is shaped by our commitment to deliver the best service to our clients. We aim for excellence and strive to deliver the best outcome for our clients.

Get In Touch

Registered Address

71-75 Shelton Street, Covent Garden, London, Greater London, WC2H9jq

Office

The Gate House, Gatehouse, Aylesbury, Hp19 8BD

Contact

E-mail

admin@fairfirst.co.uk

Privacy Policy Complaints

FAIRFIRST MORTGAGES LIMITED Registered office address: 71-75 Shelton Street, Covent Garden, London, Greater London, WC2H 9JQ.

FAIRFIRST MORTGAGES LIMITED is an appointed representative of OSL Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

At FairFirst Mortgages, our fee structure is designed to reflect the level of service and expertise we provide, while remaining transparent and fair to our clients. For a single client applying for a mortgage, our standard application fee is £495. For joint applications, the standard fee is £695. These application fees are non-refundable and cover the initial consultation, mortgage advice, research, and submission of your mortgage application.

In cases where the mortgage is more complex such as those involving specialist lending, adverse credit, self-employment, multiple income sources, or unique property types we may charge an additional fee. This fee is based on the level of complexity and the time and workload involved, ranging from 1% up to a maximum of 2% of the property value. This additional charge will always be fully discussed and agreed with you in advance, before we proceed.

For all fee arrangements, 50% of the total agreed fee is payable at the point of recommendation, once we present you with a tailored mortgage solution. The remaining 50% is payable upon receipt of your formal mortgage offer from the lender

Professional Service for

Mortgage

Your Mortgage Options & Services

First Time Buyers

Mortgage

Moving Home

Moving Home

Re-Mortgages

Re-Mortgages

Buy To Let

Buy To Let

Proction & Insurance

Proction & Insurance

Commercial Mortgages

Commercial Mortgages

Financial Advisers in the UK

Financial freedom means peace of mind. We put you first, understanding your situation, listening carefully, and creating a clear financial plan to secure your future, family, and growing businesses confidently.

Our journey starts with listening and ends with protection and progress, offering simple, jargon-free advice that turns goals into achievable plans, helping you build a brighter, more secure future together.

OUR PLAN FOR YOU

About you

Your Goals & Ambitions

Analysis

How to get there

Implementation

HOW WE WORK

Here's how we formulate the plan towards your goals

Many people have goals and dreams, but a goal without a plan is just a wish... an achievable goal is a dream with a deadline.

What We Do

We are FairFirst Mortgages, “Your trusted financial partner,” a truly trusted mortgage and protection advisory business with a deep commitment to providing suitable mortgage and protection solutions to help you achieve your homeownership dream.

Our story is shaped by our commitment to deliver the best service to our clients. We aim for excellence and strive to deliver the best outcome for our clients.

Get In Touch

Registered Address

Office

Contact

E-mail

Privacy Policy Complaints

FAIRFIRST MORTGAGES LIMITED Registered office address: 71-75 Shelton Street, Covent Garden, London, Greater London, WC2H 9JQ.

FAIRFIRST MORTGAGES LIMITED is an appointed representative of OSL Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

For all fee arrangements, 50% of the total agreed fee is payable at the point of recommendation, once we present you with a tailored mortgage solution. The remaining 50% is payable upon receipt of your formal mortgage offer from the lender